I hit a parked car what do I do? Hitting someone’s car is an unpredicted accident you never imagine. You may panic. Meanwhile, it happens a lot in the car park. But it does not let you be careless. You must remain watchful anytime you drive a car. Then, if this thing happens to you, what will you do?
This article proposes to show you how to face the problem when you hit someone’s car unintentionally the right way. So you can handle your other struggle someday.
If Something Happened Like I Hit a Parked Car, What Do I Do?
It’s pouring outside, and the water blocks your eyesight as well as your rearview mirror. You are unable to see objects well since you are in a driving position inside the car out of the parking lot. Then, you hit someone’s car out of nowhere. You are stunned by what happened. Do you attempt to leave the scene of the accident?
No! Stop doing reckless things and try to escape what you have done. You must be responsible for anything. Here are the tips to help you to take care of an accident when you suddenly bump into another car.
1. Keep Calm and Do Not Panic If You Hit a Parked Car
When you hit a car, you must be feeling panic and worry. If you feel this way, it will create another reckless problem since you cannot think carefully. So, don’t panic, and don’t be scared of what you just did. Take a deep breath and check if anyone in your car is not getting injured. You can call 911 if there is someone gets major hurt.
Then, park your car in a safe place or out of the street road. Go outside and check the damage to your car and the car you hit.
2. Never Leave The Scene
A hit-and-run occurs when you escape the scene after hitting someone’s car. You must wait for the car’s owners to arrive and explain. Tell them what caused you to hit their vehicle honestly. In the car park, there is CCTV that could capture what you did. Especially, some of the cars have dashboard cams that record everything.
Whether you hit and leave a small, big, or even almost no scar on the car’s body, you must be responsible and not leave the scene. The size of damage to the car is not the factor you can go without clarification. The car owner will understand your reason if you can tell them well and in the right way.
In addition, if you are in a hurry and have to leave quickly, you can leave a note to them. Write on the note your name and contact numbers so that the car owner that you hit can call you soon as they see it. Remember to write the right details of your contact because it is your responsibility.
3. Record the Evidence
For the problem “I hit a parked car what do I do”, you can directly take a photo of both cars in the car park. Some people are hard to believe whether your statement is true or not since there is no evidence. Also, you can use it to prove the minor or major damage you caused.
You can also capture the causing problems of why you hit the car, such as because of the trees or another car that cover your way. In this case, you have to take clear photos or videos that explain the accident. Loaded parking lot creates more car crashes. As a result, everyone must be more alert.
4. Call Your Insurance Company
Hitting someone’s car is not a big deal if you have car insurance. When you have an “I hit a parked car what do I do?” accident, the only thing you can do is to reach out to the insurance agent. Tell them your details to help you even if it is minor or major scars on the car.
If you use your insurance claim for a small scar, it will cause your premium costs for the next year’s payment.
Calling your agency does not mean you will claim your insurance with certainty. You can only tell them your problem and they will assist you with what to do next. The insurance company supports the car reparation bills. However, the insurance agent asks you to report any car accident that happens to you.
2 Best Car Insurance to Help the “I Hit a Parked Car What Do I Do?” Accidents
Choosing the best car insurance to deal with the “I hit a parked car what do I do” problem is challenging. Some insurance may have various coverage to protect you from this kind of accident. As a result, people need to consider many things before purchasing car insurance, for example, the costs and coverage providers.
1. Auto-Owners
The company offers several coverages to help insurers deal with any car accidents. Auto-Owners is one of the insurance companies that have fewer complaints other than the car claim agencies. They offer dispensation and reduce costs depending on the car’s accident and damage to the car.
The cost of Auto-Owners starts from $1,337 for an annual average with a full claim policy and $349 for the minimum coverage. Furthermore, they also give additional discounts of up to 14% for maximum coverage.
2. Progressive
When you have an “I hit a parked car what do I do?” tragedy, look no further than Progressive. This company will help you with that situation since they are famous for having coverage for accident pardons with added extra costs.
Similar to Auto-Owners, this company has lower complaints. The main reason is that they will balance the costs for people who never have any accidents.
Progressive provides costs starting from $2,157 on average per year for good drivers. For the forgiveness accident, they could give the price of $500 or lower for the claim with a minimum of five years of no accidents. They also will not get any increased premium for the larger coverage.
Everyone Makes Mistakes and That Does Not Imply You Being Reckless
Now you do not have to worry and panic handling the mistake if you hit someone’s car. You can do several tips above to solve it. But the most important thing is that you must get car insurance to protect yourself from any car accidents. People could make mistakes but that does not mean you can do whatever you wanna do. Being careful is a must to avoid another “I hit a parked car what do I do” situation.