Insurance companies’ businesses have been thriving since the last decade. Nowadays, not only is homeowners insurance popular, but car insurance is also in high demand. People feel safe when they know their belongings are in safe care. Thus, finding a good insurance company is a must.
American Strategic Insurance (ASI) has been in the industry since 1997. With exceptional services and good policies, people are interested to be their clients. Perhaps you are wondering, can you buy ASI car insurance? Read more to find the answer!
An Introduction to American Strategic Insurance (ASI)
In 1997, ASI was established as a homeowners insurance company in Florida. Since then, ASI gets tremendous growth and becomes one of the best homeowners insurance the U.S. ASI has become even more successful after Progressive Insurance Company acquired most of its stock in 2015.
ASI’s annual price is $4,825 or approximately $402 per month. Do not let these numbers intimidate you. In fact, ASI will give you many discounts. Thus, reducing its costs by a lot.
The good services and excellent policies, mixed with Progressive’s good reputation, help ASI to be a bigger company. Right now, ASI’s coverage is currently available throughout 40 states.
What are ASI Insurance Products?
As a stand-alone company, ASI offers various insurance products. Could those products include ASI car insurance? Check this out.
1. Homeowners Insurance
No need to worry about natural disasters like fire, tornadoes, and hurricanes anymore. ASI will cover your house damages with this policy. You can also reimburse for damaged and stolen furniture.
2. Renters Insurance
If protecting yourself and your belongings is your top priority, then renters insurance is for you. It can even cover stolen identity theft or the loss of an object.
3. Flood Insurance
Flood is a natural disaster that happens many times and it gets a separate insurance policy. A flood can happen in any state, especially during the rainy season. Therefore, you should buy this insurance as a precaution.
4. Seasonal Insurance
Have a vacation home or a secondary home? Seasonal insurance is a must-buy for you. ASI Seasonal Insurance covers dwelling and fire repairment costs as well.
5. Condo Insurance
Some people prefer living in a condo and that is fine. ASI has a product to protect your condo, too. The coverage is similar to their homeowners’ insurance policies but with a condo instead of a house.
6. Umbrella Insurance
In the case of a terrible accident that happens and you need extra money to cover that, your umbrella insurance might help you a lot. No one wants to get involved in an accident but it is not hurt to be careful and take precautions.
Can You Buy ASI Car Insurance?
As an individual company, ASI does not have a car insurance policy. However, after partnering up with Progressive, they do offer that policy. So, the answer is yes. You can buy ASI car insurance.
Bundling your homeowners and car insurance policies is suggested as ASI will give discounts for that. Thus, it is highly recommended that you buy ASI car insurance and bundle it with their homeowners insurance.
How to Get Discounts from ASI?
Insurance can get pricy, so it is no wonder people are looking for discounts. ASI is a generous company, they give many discounts. Here is how to get discounts from ASI.
1. Bundling Your Car and Homeowners Insurance
Are you interested in ASI car insurance? You better tell your insurance agent because they might give you up to 55% discounts. It will be even better if you are a low-risk customer. ASI appreciates good customers and rewards them with plenty of discounts.
2. Buying a New House
Buying a house will give you a discount but instead of buying an old house, buy a new one instead. By combining the two discounts, you can save more money.
3. Stop Smoking
Aside from keeping a healthy body, staying away from cigarettes will give you an insurance discount, according to ASI. Ensure that all people living in the house are non-smokers and ASI will be more than happy to give you a discount.
4. Paying the Full Price
Having the money to pay for the whole year of an insurance policy, you should pay it directly instead of waiting. The insurance company will give a discount and you do not need to worry for a whole year about paying for insurance.
5. Installing Protective Devices
Installing devices such as surveillance cameras, smoke detectors, and alarms is not only good for keeping your home safe but also cuts you extra money. Although the discount might not be as much as purchasing ASI car insurance, it is good enough.
6. Living in a Secured Community
Living in a safe and pleasing environment house is a point plus for an insurance company. It means there will be less risk of burglary or violence happening. Therefore, if you live in a place like this, do not forget to mention it to your insurance agent.
7. Buying Umbrella Policy
Similar to the ASI car insurance policy, buying another product from ASI will gain you a discount. In this case, buying an umbrella policy will ultimately cut the expense of your insurance bills.
Is it Possible to Purchase ASI Car Insurance Online?
ASI has a user-friendly website with several features such as making online payments, reporting a claim, and contacting local agents. At the moment, they do not provide an online quote tool and you cannot buy policies online.
However, a quick call to their local agents will help you settle the problem. Helping you is their best priority. You can ask for an insurance quote directly and buy ASI car insurance with their guidance. Their agents are top-notch and incredibly great at their job, you will feel reassured with them.
Is it Worth to Buy ASI Car Insurance?
ASI car insurance is worth buying especially if you plan to buy homeowners insurance in the same company. Do not let the initial price intimidate you. ASI’s multiple discounts will save you a lot of money.
By owning car insurance, you can get a 55% discount and not to mention other discounts available at ASI. So make sure to check whether you qualify to get the discount or not before signing the contract. Getting a quote from the agent is a priority too. Overall, ASI is a good and reliable insurance company.